738 Viewmont Ave Johnstown, PA 15905      (814) 255-6642   

Loan Rates

Competitive rates to get you started


Rates effective 10/1/2022. APR = Annual Percentage Rate. Rates are subject to change without notice

Loan type Term APR*
New & Nearly New Vehicles up to 36 Months 3.99%
(2021 / 2022) 37 - 60 Months 4.49%
- 61 - 72 Months* 4.49%
- 73 - 84 Months* 4.99%
Used Vehicles up to 36 Months 3.99%
(2020 and older) up to 60 Months 4.49%
- 61 - 72 Months* 4.49%
- 73 - 84 Months* 4.99%
Share Secured Loans 36 Months 4.25%
($3,000 minimum) 48 Months 5.00%
- 60 Months 5.00%
Signature Loans 36 Months 9.00%
($6,000 maximum) 48 Months 9.50%
- 60 Months 10.00%
Recreational Vehicles up to 36 Months 6.75%
 (New / Used) 37 - 60 Months 7.75%
- 61 - 72 Months 7.75%
- 73 Months and up ** 8.25%
Educational and Debt Consolidation Loans Call for Rates

Savings Rates

Competitive rates to get you started


Rates effective 10/1/2022. APR = Annual Percentage Rate. Rates are subject to change without notice

Account type APY*
Savings Account 0.80%
Christmas Club 0.80%
Vacation Club 0.80%

*72-Month financing available for loans over $15,000. New Vehicle Rates apply to current model year and any vehicle not previously "titled". The loan rate for older or high mileage used vehicles may be adjusted to reflect the credit risk to the credit union based on the terms of the loan.

** The term of Recreational Vehicle loans over 72 months will be determined based on value/year of vehicle, and the dollar amount of loan to be financed.